0:05

Welcome to the show.

0:06

I'm Rashaan MacDonald, the host of Money

0:08

Making Conversations Masterclass, where

0:10

we encourage people to stop reading other people's

0:13

success stories and start planning their

0:15

own.

0:16

Listen up as I interview entrepreneurs.

0:18

From around the country, talk to celebrities

0:20

and ask them how they are running their companies,

0:23

and speak with dog profits who are making

0:25

a difference in their local communities.

0:27

Now, sit back and listen as we unlock

0:29

the secrets to their success.

0:31

On Money Making Conversations Masterclass.

0:35

My next guest is truly an industry decision

0:37

maker. My next guest name is Ashcash.

0:40

He's one of the nation's top financial educators,

0:42

personal finance experts, business coach,

0:44

motivational speaker, a former fifteen year

0:46

banking executive, and the author of many

0:49

books, including four Amazon dot Com

0:51

bestsellers. He's been featured on many

0:53

media outlets such as CNN, The New York

0:56

Times, Fall Street Journal, America Banker,

0:58

CNBC, TheStreet, dot Com, Black Enterprise

1:01

Essence Magazine, and Ebony. He is dubbed

1:03

as the Financial Motivator. He used

1:05

a culturally responsive approach in teaching

1:07

financial literacy, wealth building, and

1:10

entrepreneurship. Please work in the money making

1:12

conversations. He's my friend ash Cash

1:15

brother Sea.

1:16

Thank you so much for having me. I appreciate you.

1:18

It's a pleasure.

1:19

You know.

1:19

I had to throw all my.

1:20

Money making shirt all half a little bit because

1:22

it's money making conversations, so we have

1:24

to make it happen.

1:25

Well, the great thing about it is that watching

1:27

you build your career and watching you,

1:30

you know, stay on the sideline, watch people.

1:32

Let's start people. Oh, I understand.

1:33

You don't have to jump out there immediately to

1:35

say I've arrived.

1:37

You should have come with some experience.

1:38

Let's talk about your background a little bit on being

1:41

able to make you an authority, make

1:43

you authentic, make you organically

1:46

appreciated by the people who you give advice

1:48

to.

1:48

How did it all start for you?

1:50

Yes, it started nineteen

1:53

years old, straight out of high school. Actually,

1:55

I was working at a video store, rest

1:58

in peace to Blockbuster videos, and I

2:00

knew that I didn't want to, you know,

2:02

be a store manager. And one day one of the

2:04

assistant managers said that they were hiring at

2:07

Chase Bank for tellers, and

2:09

so I said, oh, you know what, you know, let

2:11

me just test it out. I love money. Let me just go test

2:13

it out. And so I started my career

2:15

as a teller at nineteen

2:18

years old, and I did everything you

2:20

know in banking, from tellor to personal

2:22

banking to a private banker,

2:24

branch manager. I was a CEO

2:27

of Credit Union. And while

2:29

I was working though, one of

2:31

my joy I used to go to

2:35

jails, you know, Rikers Island, to churches,

2:38

to community based organizations

2:40

and teach financial literacy.

2:43

And I'm a big jay Z fan.

2:44

So in the words of the Honorable

2:46

Sean Carter, there's much bigger issues

2:48

in the world, I know. So I first had to take

2:50

care of the world I know. And so I figured, I said,

2:52

you know what, I want to do this for

2:54

a living. And so from there I

2:57

just decided, like how do I make money?

3:00

How do I make impact? Number one? But then how

3:02

do I make an income and an impact?

3:04

And that's when I wrote my first book in two thousand and nine,

3:07

and really just kind of you know, became a speaker,

3:10

became a financial educator, and

3:12

then you know, here I am today, still

3:14

doing the same thing, still still a financial

3:17

educator, but really you

3:19

know, doing it at a at a level that

3:21

allows me to have you know, more impact,

3:24

and you know, combine that with with with income as

3:26

well, you know.

3:27

As when I brought you on the show,

3:29

and bring you on the show. The whole process is just to

3:32

break down a lot of things that people fear, and

3:34

people fear money, and people fear banks.

3:36

Banks intimidate people, taxes

3:39

intimidate people. What's the common

3:41

effects? You know, because you've been in the bank and you've seen all

3:44

those different layers that you have. What

3:46

is the number one common denominator that people

3:48

have and not be afraid of when

3:50

they bank?

3:52

Yeah, I think I think first and

3:54

foremost is knowledge and

3:57

then second, second of all, it's the

3:59

mindset, because you

4:01

know, once you have knowledge, the

4:04

people are afraid of what they don't understand.

4:07

And so what happens is that a lot of people

4:10

don't really understand how

4:12

banking works, how taxes work. They don't

4:15

understand that part of the game, and so what

4:17

they attach themselves to is

4:19

other people's experiences, other what

4:21

other people go through, which is normally

4:23

the negative stuff, and so they attach themselves

4:26

to that negative aspect of it, and so that becomes

4:28

their reality. But if they start to,

4:31

you know, get knowledgeable, right, the more

4:34

we understand how things work. That

4:36

is going to the knowledge is going to

4:39

change our mindset and in our mindset is

4:41

going to to let us know that

4:44

these are you know, banking is a tool. Money

4:46

is a tool. You know, taxes even

4:49

are are. It's a tool. And if you know

4:51

how to use it the right way, you can actually

4:53

use it, you know, in your favor.

4:55

You know, really funny when you know, just hearing your

4:57

conversation, I smile because you

4:59

know us talking about how people could stop

5:01

you.

5:02

From doing your dreams.

5:03

You know, and they have negative spirits

5:05

because you go to people, they're gonna have a negative store before

5:07

we have a good story.

5:08

That's that's fact of life.

5:10

And so and in the beginning, I always tell people,

5:12

you know, don't let your age, friends, family,

5:14

or co work and stop you from planning and living your dream.

5:17

At the age of nineteen, you know, you left

5:19

Blockbuster, went to a bank, and then

5:21

you started having dreams or thoughts of running

5:23

a bank, being an executive. Talk

5:25

about people who didn't believe

5:27

that you could do that. They questioned

5:30

you and said, nah, you're just gonna

5:32

be a teller. No, you're not gonna have a run a credit

5:34

union. Because that stopped so many people's dreams,

5:36

and they allowed those negative moments

5:39

to dominate and then redirect

5:41

their dreams.

5:42

Yeah, I think, I think. I think it's important

5:46

that you know, Uh, you

5:48

can't. You can't excuse me, I don't know.

5:50

If you hit a dog, I heard it, don't worry

5:52

about it, okay.

5:54

And so, you know, I think it's important

5:56

that you know, when you

5:59

have a dream, you have to realize

6:01

that the dream was given to you for a particular

6:04

reason. A lot of times people

6:06

are so interested in, you

6:08

know, what their family has to say, what their friends

6:11

have to say, not realizing that the

6:13

dream wasn't given to them.

6:14

And so I was met with a lot of

6:16

opposition.

6:17

When I had this dream of being a banker, when

6:19

I had a dream of, you know, being a branch

6:22

manager. Because the truth

6:24

of the matter is that, you know, the finance

6:26

industry is two percent you know, black rights

6:28

two percent minority. And so when

6:31

when you know you see, so, you know, a

6:33

black guy who's from the from

6:35

the hood, you know, right, I grew up with sat Nicholas

6:37

projects in all of them, and so you know, a black

6:39

guy from Harlem who doesn't

6:42

have the education that was necessary

6:45

I had a lot of naysay, and that.

6:46

A lot of people telling me what I could

6:48

and couldn't do.

6:49

But the one thing is that I just had

6:51

to attach myself to that vision. I

6:54

had to attach myself to that

6:56

goal and make sure that

6:58

I did.

6:59

I just stay focused. And one you know, they.

7:01

Always say representation matters, And

7:04

the one thing all I needed to see

7:06

is one person. I didn't need to see a thousand people.

7:08

I just need to see one person that looked

7:10

like me, that did what I wanted

7:12

to do. And once I saw that one person, that's

7:15

who I locked in on. And everything

7:17

that everybody said, or everybody all the nay

7:19

says, it really didn't matter to me because

7:22

I knew it was possible and that belief

7:24

system, that mindset of knowing its

7:27

possible was all I needed. And so I would

7:29

tell anybody who has this dream,

7:31

don't don't share your dream with somebody

7:34

who.

7:34

Has not lived your dream or

7:37

is it has.

7:38

Experienced your dream or is experiencing it,

7:40

because they're coming from

7:42

a space of they don't have the knowledge,

7:44

right, And so if you're looking to have

7:47

a successful relationship, you can't

7:49

talk to somebody who's never been in a relationship

7:52

and get and get relationship advice from them. If

7:54

you're looking for money advice, you can't talk

7:56

to somebody who doesn't have money experience, like

7:59

you have to have money making conversations

8:01

with people who know how to make money,

8:03

been around money, who want to stand money.

8:06

So that way that that advice

8:08

is coming from a place of where

8:11

you want to be, a where you want to go. But

8:13

though once you get their advice, it

8:15

doesn't mean you hold.

8:16

On to it because things changed too.

8:18

Right, you take their advice and then.

8:20

Now you you mold it, you you create

8:22

it for you so it could it'll

8:24

be tailor made for you, and then you move forward

8:26

from there.

8:27

That's what I love.

8:28

That's why I was excited about bringing on the show. Because

8:30

you live my monitor, you know. Stop reading

8:32

other people's success story, that's their advice, you

8:34

know, and start writing your own. Because their

8:36

pathway on how they got there is different.

8:39

Their age is different, their agenda may be different

8:41

than what you know. Their their their parent or

8:43

support may be different, and so but

8:45

their advice is important. Just don't

8:48

try to live it the way they and achieve it the

8:50

way they achieved it. But more importantly, when I when

8:52

I listen to you communicate all

8:54

these these.

8:55

These nuggets of information about your your

8:57

history.

8:58

And I tell people between the ages of eighteen twenty

9:00

and three are important because that's when you're

9:03

out there being yourself. You're champing

9:05

on your own causes. You know, you may not be married

9:07

yet, you may be just a guy inspired

9:10

or female inspired about your dreams.

9:13

And when you get out of that, when you get your thirties

9:15

and forties, is when your dreams may get

9:17

shifted out of pocket. Now,

9:19

as you were starting to grow, what started

9:21

shifting and who helped you stay

9:23

online? Ash Because

9:25

I always call those people important. I had a lot of people

9:28

who just stepped to the plate when Rashan,

9:30

are you crazy to Rashan do that?

9:33

Yeah?

9:34

So I would say first and foremost,

9:37

you know, I have to I have to say

9:40

my wife, right because when

9:42

I met her, you know, we

9:44

worked at the bank together actually, and

9:47

she was my biggest champion.

9:49

She saw a lot in me that I didn't

9:51

even really see yet.

9:52

It took me a while for me to see

9:54

it right, and so she was always speaking

9:56

life to me.

9:57

Right.

9:57

She was always telling me, you know, like if I

9:59

accept something that was less than you know,

10:01

what what what what I what I knew or

10:04

or less than what I deserve. She would

10:06

be like, nah, you need to you need to step that up,

10:08

right and so and so, definitely,

10:11

my my wife was a big

10:13

part of my success.

10:14

But then also oddly

10:17

enough, it was uh, people.

10:19

I I never even met, right, because

10:22

a lot of you know,

10:24

my neighborhood growing up, how I grew

10:26

up. You know, I didn't have access

10:29

to business mentors. I didn't have access

10:31

to people that could directly mentor

10:33

me. And so a lot of part of my

10:36

success was reading books. Part

10:38

of my success was watching documentaries. Part

10:40

of my success was really just

10:43

just understanding that, you

10:46

know, other people have done what I want

10:48

to do. They laid the blueprint, uh, and I

10:50

and I stayed motivated by always,

10:53

you know, focusing on you know, somebody's

10:55

story that you know that that said,

10:57

oh wow, this.

10:58

Person came you know, from from from

11:00

from the neighborhood.

11:01

Oh that you know this person is

11:03

is is you know, has non brothers and

11:06

sisters.

11:06

They grew up in the inner city too, and they and

11:08

they got two I means and they you know what I'm saying.

11:11

It was those type of stories that got

11:13

me that that that really kind of allowed

11:15

me to continue pushing. So I would definitely

11:17

say, you know, my you know, my wife. I

11:20

would definitely say, you know stories, uh,

11:22

you know, documentary, celebrities,

11:24

business people.

11:26

You know, Reginald Lewis was a.

11:27

Big you know uh you know, you know, a big big

11:29

uh uh success uh, you know,

11:31

a big influence in my life. Black Enterprise,

11:34

right, Alfred Edmund, Uh, you know a

11:36

lot of people who I've watched from afar. But

11:39

but then eventually, and not to get

11:41

philosophical, but eventually, as

11:43

you start vibrating on the on the

11:46

energy of success, you start to

11:48

now attract success,

11:50

right, success attract success. And

11:52

so as I started to had to

11:54

pretend and create these mentors

11:56

in my head, as I started to get successful,

11:59

I now I started to attract

12:01

other successful people who have now

12:04

been my mentors directly. And so you

12:06

know, I would say it's a combination of

12:09

you know, of what I read, who

12:11

I tracked it, and then also my wife.

12:13

Well, I'm speaking to Ash Cash.

12:15

He's the founder and chief financial educator

12:17

and mind Right Money Management, a financial

12:20

education and media company been that

12:22

blends psychology and personal

12:24

finance with music. Pop culture and relevant news

12:26

to help people manage their money. It's the kids this conversation.

12:29

I managing your money but also your lifestyle

12:31

better in order to live the life that you want.

12:34

And that's important because so many people

12:36

make mistakes when they always say looking

12:38

at the other person's yard. You know, just because they

12:40

got a roads, don't mean you have to have a roads or your

12:43

roads that big. You can buy a small rose

12:45

for a lot less money and let it grow to that. But a

12:47

lot of people want to match up, and that's

12:49

a lot of that's what a lot of people make errors with

12:51

money. They want to match up to what they think is

12:53

successful. Like you said earlier, in

12:56

a lot of their tech area, financial area, you see

12:58

very few black people.

13:00

Of people they look like you.

13:01

Well, that's why blacks a lot of times

13:03

are attracted to sports because sports are dominated

13:06

by African American Sixty five percent of the NFL is

13:08

black, over eighty percent of the NBA

13:10

is black.

13:11

And so they oh, that's a that's they feel

13:13

as easy.

13:14

But still in anything you do,

13:17

as there is work, there

13:19

is competition. Let's take

13:21

the blinders off the fake game.

13:23

Just because you see a lot of us don't mean it's easy

13:26

talk to us.

13:27

Yeah, all that, and I love I love I love

13:29

that you said that, because I think that's that's what happens

13:31

right, especially now because

13:33

we have social media, and so

13:36

social media is the highlight

13:38

reels. So you see the highlight reel and

13:40

people say, oh, if he can do it,

13:42

then I can do it. But people don't see the sleepless

13:45

nights. People don't see, uh, the the

13:47

you know, the first you're the first to wake up, the last

13:49

to go to bed. You don't people don't see the grind

13:52

that goes behind that. And so I

13:54

think I think number one, that's

13:56

why when they say life is a is

13:58

a journey, not a destination, that's important

14:01

for people to realize that if success

14:04

is a place for you, then you're doing

14:06

it wrong. Success can't be a place. Success

14:09

can't say I'm successful when I reach

14:11

this place. That's absolutely

14:13

false. You're successful when you wake

14:15

up every single day with purpose. You're

14:17

successful when you say you know what, this is

14:20

what I want. But I love the process

14:22

that has taken me to get there, because I

14:25

promise you, once you get to whatever

14:27

destination is there is, there's going

14:29

to be something else you're gonna stop, You're gonna

14:31

rest a few bus but then you're you

14:33

know, you're gonna say, oh, I want you.

14:35

Know this, now I desire this, and then

14:37

now there's gonna be another journey. Right,

14:39

the journey doesn't stop. And so understand

14:43

that.

14:43

Don't look at somebody else's success

14:46

and fall in love with the highlight

14:48

reil. Don't fall in love with you

14:50

know, the the what they're posting on social

14:52

media. Find out what is the

14:55

process, what process did they take to

14:57

get to that level? And you

14:59

know what is that process? And can

15:01

you fall in love with the process. If

15:04

you cannot fall in love with the process,

15:06

the success isn't for you.

15:08

Right. If you can't.

15:09

Fall in love with the process of

15:12

what what what it entails to attain

15:15

what you want to attain, then you should be focused

15:17

on something else every single day. Right.

15:20

My goal is to inspire and

15:22

motivate people to be the best that they could possibly

15:25

be, whether I got to die for it

15:27

or not. I am that right

15:30

in my being. I am inspiration in

15:32

my being, I am motivation. And

15:34

so it doesn't feel like work. I know people

15:36

say, if you if you find if you find a job that

15:39

you love.

15:39

You'll never work a day in your life.

15:41

And so when I say it doesn't feel like work, I don't

15:43

mean that there aren't times where I wake.

15:45

Up and I'm like,

15:45

oh, I'm

15:48

not saying that I still love it, right,

15:50

love love, love and tired or

15:52

not mutually exclusive.

15:53

Right, I can still love it and still be tired

15:56

and still be supressed.

15:57

Right.

15:57

But just understand though, that once

15:59

I get going, I'm like, this is this, this

16:01

is what I'm meant to do this, so I love to do it. So you

16:03

know, I need everybody to who's who's

16:06

after success? Just know that

16:08

it's a journey to it, and make sure

16:10

you fall in love with that journey.

16:12

Please don't go anywhere. We'll

16:14

be right back with more money Making Conversations

16:16

Masterclass. Welcome

16:25

back to the Money Making Conversations Masterclass,

16:28

hosted by Rashaan McDonald. Money

16:30

Making Conversations Masterclass

16:32

continues online at Moneymakingconversations

16:35

dot com and follow money Making Conversations

16:37

Masterclass on Facebook, Twitter, and

16:39

Instagram.

16:41

Yeah, it's so funny you say that, because I always tell people

16:43

I get up at four o'clock in the morning Monday through

16:46

Friday. I said, I'm not happy getting up, I said,

16:48

but I know that's part of the journey. And I always

16:50

tell the share the story of people by my wife.

16:52

One time she asked me to she has to

16:54

drive me to the airport, you know, And

16:56

she said, wow, you just you

16:59

just don't stop. I said, well,

17:01

it's not, of course of me stopping. It's just decent part

17:03

of my goals. And you put goals in place, you have

17:06

to reach them. And she said, she said,

17:08

do you ever get tired? And I told her,

17:10

I said, I'm tired right now, right.

17:13

You know.

17:13

And I had to tell that because I knew you would apreciate.

17:15

What I'm saying, because look, man, look just

17:18

because I'm moving forward don't mean I don't want

17:20

to lay it out. But that's not part of

17:22

the mission. And then and I want to throw

17:24

you a couple.

17:24

Of make I'm a big rapper.

17:25

I'm a big rapper friend and my all

17:27

time favorite records is Tupac Tupocca.

17:30

Nobody can tell me nothing wrong about Tupac And

17:32

there's nothing to do with your size, nothing to do with your color.

17:34

But just listening to that, those I

17:37

woulda call them lyrics that you just laid about motivation

17:39

and inspiration.

17:41

Man, if you have dropped a Biggie small beat

17:43

underneath you, I'm

17:45

telling you I just took off.

17:47

I took off.

17:51

Because it felt like I was listening

17:53

to the Biggie smaller motivational

17:56

and financial expert.

17:57

But you've been dubbed like that. You've been dubbed a financial

17:59

motivator, haven't you.

18:01

Absolutely yeah, I've been.

18:02

And you know, you know, the funny thing about that is because

18:05

you know, like I said, I am fight, I am

18:07

motivation. And so you

18:09

know, when I teach, and that's what makes me different.

18:12

Right, when I teach finance, I'm not teaching

18:15

I mean, finance could be boring, right, So I'm not teaching

18:17

it from a perspective of you

18:19

know, you know one plus one equals too.

18:22

Number one is the mindset, right, And that's why my company

18:24

is called mind Right Money Management, because you

18:26

have to have your mind right.

18:27

Before you get your money right. But then,

18:30

you know, I just believe but this.

18:32

I believe that every single

18:35

day that you wake up, it's a blessing.

18:37

Everything else is a bonus, right.

18:39

And so with that level of excitement,

18:42

I need people to be excited.

18:43

I want you to be excited. With the opportunity

18:46

to earn.

18:47

I want you to be excited that you need to have an

18:49

opportunity to fulfill your dream. Don't

18:51

don't only be excited because your dream

18:54

is fulfilled.

18:55

Be excited that you have the opportunity. There

18:57

are one hundred and.

18:58

Fifty thousand people that every

19:00

single day who wish they had

19:03

the opportunity that you have.

19:04

And so I just wake up inspired

19:07

and motivated and thankful to God

19:09

that I have another opportunity to

19:12

talk to people.

19:12

And so you know, you know, I

19:15

don't drink coffee. So this energy that you get right

19:17

now, this is this is this is nothing but water.

19:19

This is h two oh. I don't drink coffee.

19:22

But it's just an excitement.

19:23

And that's why they call me the financial motivator because

19:26

you know, I have a special way of

19:28

using that excitement for life to

19:31

teach you about finance. Because I also believe

19:33

that abundance is our birth right, and so

19:36

it's not something that we should

19:38

be begging for. It isn't something

19:40

that we should be compromising ourselves

19:42

for. It is our actual birth

19:44

right. And the more you can

19:46

get to the money, the more you can get to your

19:48

to the money.

19:49

The more you can get to the purpose. Right, So when you start.

19:52

Leading with purpose and you start doing

19:54

and being who you are every single

19:56

day, that is what's going to allow

19:58

you to command the income

20:01

that you want to command.

20:02

And the more.

20:03

Income, right, I know Biggie said more money,

20:05

more promise, but the more income the

20:07

more impact.

20:09

Right, more income, more impact. And so

20:11

that's what it's about.

20:12

It's about having motivating people

20:14

to get to the bag, right, motivating people

20:17

to get to that financial abundance that's their birthright,

20:19

so that way they can have more impact.

20:22

Right.

20:22

I've been broke before, Right, I've had

20:25

I've been at spaces where I'm counting and figuring

20:27

out how.

20:27

My pay bills.

20:28

I'm not my one hundred percent self, right,

20:31

I'm not giving you all of ash cash

20:33

if I'm trying to figure out how I'm a rob

20:35

Peter to pay Paul. But I promise

20:38

you when I when I, when I'm in my purpose

20:40

and the income is matching the impact,

20:42

I get the impact more. And so it's

20:44

that motivation piece is very very necessary,

20:47

and.

20:47

It's very so.

20:48

By the way, I don't drink Collee either, I

20:51

don't drink tea. I don't drink, call it no

20:53

because I just don't like the taste. If people

20:55

do it, I'm proud of and so so because

20:58

again is my I get up because

21:00

my body tell me, and get up. But I always tell

21:02

people this The reason I get up because I

21:04

have a reason to get up a lot of people just

21:06

go to bed ash. They just dive in bed,

21:08

and then when alarm go off,

21:11

they mad or they don't know. But when that alarm

21:13

go off, what drags me out of

21:15

bed is that I know what I have to do, and

21:17

it's by planning for success

21:19

and about putting forth that effort. And

21:21

so when you, like you said, when Bigger say more money

21:23

and more problems, all he's saying is, look, you

21:26

can get more money, which means that you're gonna

21:28

have to put more effort on what you're gonna do with it.

21:30

And that's what this conversation that we're having is by

21:32

effort. Everybody wants to be a great

21:34

athlete, everybody wants to be a great

21:36

singer. Everybody wants to be rich.

21:39

Everybody wants a big house. Taxes come

21:41

with that, electrical bills come with that, gas

21:44

bill, all of its much more. You know,

21:46

I remember when I was reading John Sally

21:48

when he had his house. He bought the big house in Detroit.

21:51

He said he had like a seventeen thousand

21:53

dollars electric bill.

21:54

Okay, guess what. He bought a big house

21:56

that who came with it? He kept the lights on.

21:59

He all those bed RUMs have to be all the

22:01

tall, all that stuff come with it. And that's what more

22:03

money, more problem.

22:04

As a motivator, what do you what

22:07

do you tell people who get frustrated

22:09

when the dream isn't what they thought it would

22:12

be when they arrived.

22:14

Yeah, I think I think that.

22:16

So the first thing I tell them, uh, is

22:18

be grateful.

22:19

Be grateful that you know that this is this isn't

22:21

what you want.

22:22

Yes, right, It is as

22:24

important to know what you don't want

22:27

as it is to know what you do want, right, because

22:29

knowing what you don't want will get you to what you

22:31

want faster. There are many things

22:33

that that I thought I wanted. I was like, oh

22:36

this is oh, this is it. I'm gonna put my blood,

22:38

sweat and tears, and then I get to this destination

22:41

and I'm like, oh that's it. But

22:43

now it kind of it kind

22:45

of weeds out all of the all of the all of the

22:47

things. And so I don't I don't you

22:49

know, I don't think it's a loss.

22:51

Right.

22:51

A loss isn't a loss, it's a lesson, right,

22:53

And so it's not a loss, it's really a lesson.

22:56

And so for those who get frustrated, I

22:58

think I think frustration is

23:00

a great tool if you use

23:02

it right, right, Because some

23:04

people use frustration as a way to stop.

23:07

Some people use frustration as a way to give

23:09

up. Some people use frustration to say, you

23:11

know what, I'm not doing this no more. But you need

23:13

to know you have to use frustration

23:15

as a barometer, right, I'll give I'll give you an

23:17

example. If you ever are

23:20

driving late night on any any

23:22

highway right, and for whatever

23:24

reasons, you get tired and you

23:26

start veering left, what's gonna happen. You're

23:29

gonna you're gonna run across those ridgids

23:31

in the road. It's gonna wake you up. It's

23:33

gonna make that noise, it's gonna wake you up.

23:35

Imagine if the ridges weren't there, the ridges

23:38

weren't there, you'll probably hit the divider,

23:40

You'll you'll swirl around, your cause

23:42

a bad accident.

23:43

And so those ridges on the side.

23:45

When you get tired and you start you start veering

23:48

left or bearing right, it's a it's a it's

23:50

a wake up call.

23:50

It's like, yo, wake up about you gotta

23:53

get up, You're about to crash.

23:55

Frustration Is that negative negativity,

23:57

right, negative feelings? It's that it's

24:00

it's not it's not for you to scoff at

24:02

it. It is a barometer

24:04

when you start doing something, you start to get

24:06

frustrated and you're like, I hate this.

24:09

They just don't stop. Just take it

24:11

as a sign that you need to regroup.

24:13

That the negativity, that negative feeling

24:16

that you have is telling.

24:18

You that you are on the wrong

24:21

track.

24:21

And now you got to figure out how do I how

24:24

do I go back to the middle, How do I go back

24:26

to this road? So I could go in the direction

24:28

I need to go. And so anybody who's feeling

24:30

frustration, good, good that you're frustrated.

24:33

You either care about this thing or you're not

24:35

supposed to be doing it.

24:36

So now take a step back, analyze

24:39

why are you frustrating? How can you release

24:41

this frustration? And what should

24:44

you be doing? Because now that you know what you

24:46

don't want to do or don't like to do. What are

24:48

the things that you should be doing?

24:50

Thank you for that, But the other ways you're promoting yourself,

24:52

you have to ask Cash Show or daily Live financial

24:54

news show which streams money through Friday

24:57

eight am to nine am Eastern Standard

24:59

time, and it provides what we just hear it motivation

25:01

and advice on finance, entrepreneurship and more.

25:04

And then I've appeared on the Vault with Asscast

25:07

where he speaks for successful taste makers

25:09

and entrepreneurs on their mindset.

25:11

When you started tapping into my mindset,

25:14

what was your walk away?

25:15

Yeah?

25:16

Ah man, so so it was first

25:18

of all, it was a classic. It was an honor to

25:20

even just be in your presence because you

25:22

know, as I said on the show, there was so there

25:25

was so much.

25:26

I'm always the behind the scenes guy.

25:28

Right, what's making this? What's making this tick?

25:31

But when I started tapping into your mindset, the

25:33

one thing that that stood out

25:35

to me is that it was

25:37

your resilience, right, was your

25:39

ability to not allow.

25:42

Nothing, honestly, right, nothing to

25:44

stop you.

25:45

That you set a goal, right, and

25:47

you see the vision for that goal, and you

25:49

go after that goal regardless, right, even

25:52

when there are obstacles because you've

25:54

had a lot of obstacles in your life.

25:56

There were things that the normal

25:58

person, right, and normal as

26:01

a you know, just as a word, right,

26:03

the normal person would have given up

26:06

given the the the obstacles,

26:08

given the things that that had happened in your

26:10

life. But but but the but but your

26:12

mindset, you know, I don't even think you

26:15

understand what giving up means, to be honest,

26:17

right, because there were even moments

26:19

in our interview that you said something

26:22

that that the normal persons would

26:24

have been more emotionally

26:26

attached to it, like oh this happened,

26:28

right, But but you was like, oh yeah, yeah, it was just

26:30

that, you know, and I was like, whoa

26:33

like again? So so I think I think

26:35

I think that mindset of you

26:38

know, you know, you know, resiliency that

26:41

I know that the goal is

26:43

this, and I know on my way

26:45

to that goal, they're gonna be some

26:47

some obstacles. They're gonna be some roadblocks, they're

26:49

gonna be some detoys, they're gonna be some things.

26:51

But that's not gonna stop me.

26:53

That's actually right, Like failure is actually

26:55

part of success. That's why I got that

26:57

that that that the failures the roadblocks,

26:59

the the things that you might stumble

27:02

on. A part of your role

27:04

to successful resiliency is that

27:06

word that I would definitely attribute to you,

27:08

well.

27:08

Thank you.

27:09

You know the beauty of you is that

27:12

My blessing is that meeting

27:15

people who make me

27:17

better and being.

27:18

Interviewed val you sitting around your crew.

27:20

I walked away a better person, a

27:22

better leader, a motivation

27:24

because sometimes you get trapped into rhythms.

27:26

And that's why I always tell people to experience. That's why people

27:29

tell you to go on vacation, so go to

27:31

different destinations so you can see

27:33

things. And then either frustrate

27:35

you, which I love that because I love two words that you start

27:37

double one word you say frustration.

27:39

That people don't understand the value of that. Selfishness.

27:42

On my side, people don't understand the value of that

27:44

because they take it negative. They do two negative

27:46

words frustration and selfishness, where

27:49

really those are the keys to you success because

27:51

you selfishness is denying yourself

27:54

and taking advantage of every hour

27:56

or twenty four hours.

27:57

That selfishness say, man, look, I to

28:00

get it done. I gotta get it done.

28:01

That's overcoming and the frustration

28:03

that most people say I can't get it done because

28:05

I don't have enough time.

28:07

I've never understood what that meant,

28:09

not enough time?

28:10

Are you awake? Do you have your help? God bless

28:12

you to get up? You have enough time? Set

28:14

some goals and what we did done. But the number

28:16

one thing about it, and that's why I'm recommending people

28:19

to you know, just see your your show

28:21

The Strange Money through Friday eight am to nine

28:24

nine Easter Standard time.

28:25

You're NonStop.

28:26

And my complimented about you and being

28:28

the Biggie Smalls of financial motivation

28:31

was as ultimate compliment as I can get

28:33

because you you got the lyrics, and the lyrics

28:35

is financial literacy. And if

28:37

somebody is speaking it or they say coming off

28:39

the dome, as you are in financial literacy.

28:42

Take that crowd, baby, where to the right?

28:44

Like Bigger had it?

28:47

Absolutely I appreciate that of his life.

28:49

So what's the future for you? Let's let's wrap it up. Let's talk

28:51

about what's your what's your future? Next step goals?

28:54

I mean I mean the future.

28:56

The future was uh Emmy

28:59

Award talk show. But now

29:01

the future is egot right, if you know, you

29:03

know he got the future

29:05

is Emmy. Uh you know,

29:11

the future is.

29:12

A Grammy, the future.

29:13

Is an Oscar, the future is a Tony and you

29:15

know courtesy of Rashaul McDonald.

29:18

Uh so I received that.

29:20

But you know, the future is really

29:22

for me just continuing

29:24

to do what I do every single day, but

29:27

just on a higher level, right, and so that that's

29:29

the beauty of you know what I do.

29:32

I'm writing more books, you know,

29:34

I have a daily Financi show. I have

29:36

Inside the Vault with Ash Cash, which

29:38

is a podcast. You know, the goal

29:40

is it just it's just to continue, uh

29:42

and reach more people. And so you know I might

29:44

I might have a reach of one hundred thousand or a

29:46

million people, but how do I have How

29:49

do I get that reach of millions?

29:51

Yes?

29:51

Yes, So it's just to continue to do

29:53

the same thing that I'm doing, but on a on a larger scale.

29:56

Well, you know, I remember a couple of years ago, a guy

29:59

came in a of me. He said, Man, you're gonna field

30:01

stadiums. Like he

30:03

said, you what you say? You're going to field

30:06

stadiums And let me tell you this, Ash, when I feel

30:08

that stadium, you're gonna be on stage

30:10

with me.

30:10

Brother. That's how much I respect you.

30:12

Uh you know, I see

30:14

you as a younger version of me with

30:17

with different goals that are that are working

30:19

for you, and I want them to be different from mine.

30:21

But more importantly, I want to share you in any

30:24

platform that somebody says, who

30:26

do you want else on the show?

30:27

I understand you're gonna get a call for me.

30:28

Ash because man, you you

30:31

You're a beach stude and I love you for that.

30:33

I love your team. I love what you're

30:35

doing.

30:35

Man, And if you ever need me for anything, I always

30:38

know I'm coming without hesitation.

30:41

That means that means a lot because

30:43

you because you you you were on

30:46

the mentorship list as well, so

30:48

you with somebody that was a mentor to

30:50

me. You know, I think I told you this, but uh,

30:52

you know, when when when back into Steve Harvey

30:55

w b l S days, Like when when any

30:57

time I went in that building for Sean McDonald

30:59

was the name. It wrung bells in that

31:01

building and I was like, who is this for Sean

31:04

McDonald guy? And when I looked you up, I

31:06

said, Oh, he's the guy.

31:09

And just from a manifestation perspective,

31:11

right, just like thoughts become things because

31:14

you know now you've been on my show,

31:17

I'm on your show. You know what

31:19

you've just you know the help that

31:21

you've just offered up, that's

31:23

literally. You know you were once a

31:26

mentor to me that I that I didn't

31:28

have access to. And now I'm vibrating.

31:31

I'm in an energetic alignment with Rashan

31:33

McDonald and now you know I can have you

31:35

as a real mentor.

31:36

Absolutely, ashkash

31:39

One, thank you for coming on Money Making Conversation, my.

31:41

Man, Thank you, Thank you, brother. I appreciate

31:43

you cool.

31:43

If you want to hear more money Making Conversation or see

31:45

more money Conversation interviews, please go to money

31:48

Making Conversation dot com. I subscribe

31:50

to my YouTube channel. I'm with Sean McDonald.

31:52

I am your host. This has been another

31:55

edition of Money Making Conversation Masterclass

31:57

posted by me Rashawn McDonald. Thank

31:59

you to our guests on the show today and thank

32:02

you for listening to the audience now. If

32:04

you want to listen to any episode I want to be

32:06

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Keep winning,